# AffordX

> AffordX (affordx.nz) is a New Zealand mortgage-technology platform for mortgage
> and financial advisors. It brings the entire mortgage workflow into one place:
> AI meeting notes, income & expense analysis from real bank transaction data,
> compliant advice document generation, lender PDF form filling, soft credit
> checks, property valuations, and financial planning with scenario modelling.

AffordX is built by Pioneer Finance-affiliated founders Sahil and Yuan, based at
Waikato Innovation Park, Hamilton, New Zealand. It is a member of Financial
Advice New Zealand and FinTechNZ.

Key facts:
- Audience: mortgage brokers, mortgage advisors, financial advisors and their clients in New Zealand.
- Core promise: complete an affordability assessment in under 10 minutes, in four steps (Connect, Categorise, Check, Complete).
- Open banking data is retrieved via Akahu using one-off consent; AffordX never stores banking credentials.
- Credit checks are soft checks that do not impact the client's credit score.
- AI features run on secured, privately hosted models.
- Hosted on AWS with SSL/TLS encryption in transit.

## Pages

- [Home](https://www.affordx.nz/): platform overview, the six core tools, and the 4-step affordability assessment.
- [Bank Statements](https://www.affordx.nz/bank-statements/): collect client bank data securely via open banking in minutes, with automatic transaction categorisation, serviceability analysis, and responsible-lending conduct checks.
- [AI Meeting](https://www.affordx.nz/ai-meeting/): records and transcribes client meetings, generates structured diary notes and lender-ready documents; includes iOS/Android recorder app.
- [Planning](https://www.affordx.nz/planning/): financial planning with automated insights, what-if scenario modelling, and client-ready visual reports.
- [About](https://www.affordx.nz/about/): the founding story and brand vision.
- [Security](https://www.affordx.nz/security/): data security practices, AWS infrastructure, Akahu open banking, encryption.
- [Contact](https://www.affordx.nz/contactus/): enquiries — hello@affordx.nz, 021 176 5108, or the contact form.

## Actions

- Book a demo: https://calendly.com/affordx/30min
- Advisor log in: https://broker.affordx.nz/login
- Help centre: https://devinci.atlassian.net/servicedesk/customer/portal/34